Happy 4th of July! As temperatures heat up and we all come to terms with LeBron leaving Cleveland, I hope this newsletter finds you all healthy, happy, and in a position to enjoy your summer. Please drop me a line to say hi and let me know what you would like to hear about in future newsletters.

Hot and Fun in the Summertime

​Fireworks. Taste of Tremont. Edgewater Live. Wade Oval Wednesdays. July in Cleveland is jam packed with fun, free things to do for all ages and interests. Click below for more details.

Week 1: Fourth of July Fireworks. The best place to view them is on the shores of Lake Erie at the docks in front of The Mather Museum and behind First Energy Field. There you can see all of the fireworks completely unobstructed and grab a cool lake breeze. http://www.downtowncleveland.com/events/rock-n-boom

Week 2: Taste of Tremont. Sunday July 15th from Noon to 8 pm head to Professor Avenue where all of the local bars and restaurants will be on display with their food, beer, and cocktails. As well as a few tasty desserts. http://tasteoftremont.com/

Week 3: Edgewater Live presented by Tri-C July 19th 4:30 pm to 9 pm at Edgewater Park. Come and catch a ‘70’s vibe with Disco Inferno playing all of your favorite music hits. Admission is free and there is a place to buy food, drinks, and ice cream. https://www.clevelandmetroparks.com/parks/programs-events/edgewater-live

Week 4: Wade Oval Wednesdays July 25th. Come to University Circle and hear Otis & the Shoreways Saints and then stay for the 9:00 pm movie “Coco”. Plus the Cleveland Clinic and University Hospitals will have tents for free health screenings. https://www.universitycircle.org/events/2018/06/13/wow-wade-oval-wednesdays

Financial Check-Up
New tax laws, changing stock markets, and shifting insurance environments can make keeping up with your finances tricky. Read this brief article from January 2018 to do a simple check-in on your plans, and ask us for help if you have questions.

Seku’s Pork Ribs
Summer is for barbecues. I spent many years in the restaurant business, and perfected this recipe for tender pork ribs. Try them, and let me know how it goes!

The key to how to cook ribs on the grill is how you handle them ahead of time. It’s the prep work that makes the difference. And just the right tweaks will give you perfect ribs every time.

#1 PREP YOUR RIBS
I prefer cooking my ribs, and I prefer baby backs, as a whole slab while others like to cut the slab in half or even into smaller pieces. Regardless, you first need to prep the ribs by removing the membrane to ensure a great taste.
The membrane is like grabbing a juicy hamburger from your favorite burger joint and eating it while still wrapped in the paper wrapping. I guess if you’re hungry enough–but I prefer my burger without the paper.
Same goes for your pork ribs. Remove the wrapping (membrane) to avoid the chewy texture.
Just flip the ribs over (meat side down), work your fingers under, and pull the membrane away from the bone. Now your ribs are ready for all those spices and seasonings to be worked into the meat.

#2 THEN GIVE YOUR RIBS A RUB!
I’ve included a basic baby back rub in the recipe below that’s full of great flavors for a fall off the bone result.
But it’s up to you what rub you choose.
Just don’t skip this step! Take the time to work the rub all over the ribs before cooking. Just like removing the membrane, it greatly improves the end result.

#3 BAKE BEFOREHAND
​Now this is one of those steps that is also debated. For me, I like baking my ribs in the oven low and slow before the grill time. Oven first or complete grill time? I’ve tried them both and my oven baked before adding to the outdoor grill always come out the way I prefer them. However, this step is up to you and how much time you have for grilling. Again, the prep is really where the magic happens, but I share how I add this extra baking time in the printable recipe below.

Ingredients
2 slabs of baby back ribs
​3/4 cup brown sugar
1 Tablespoon Paprika
1/2 Tablespoon Chili Powder
1/2 Tablespoon Garlic Powder
1/4 teaspoon ground cloves
1/8 teaspoon ground cinnamon
1 Bottle of BBQ Sauce (your choice of spicy or sweet)
salt and pepper

Instructions
Preheat oven to 300 degrees.
Remove the membrane (as mentioned above in the post).
Salt and pepper each side.
Mix all dry ingredients in a bowl for rub.
Generously rub mixture all over both sides.
Using foil, cover the bottom of a baking sheet and crimp the edges. Sort of like a pocket to trap the heat and juices while baking.
Bake the ribs for 2 1/2 hours or until the meat is shrinking from the bone.
Remove from the oven and allow the ribs to rest while you prep your grill.
While grilling, brush on the BBQ Sauce of your choice, grilling each side until desired crispness–that’s up to you since the ribs are already done.
Enjoy!

New Grads. New Financial Futures.

It’s July, and many new grads are starting their first post-schooling jobs. Student loans are knocking on the door and maybe (just maybe) living with mom and dad is getting a bit old for everyone. A little planning can go a long way for young workers and families. Read the article here and pass it onto the new grads in your life.

If you know someone who can benefit from a discussion about their financial future, please forward this email to them or pass our information along. A referral from an existing client is the highest compliment we could get. If you have referred us in the past, thank you!